by Bret Brummitt | Oct 9, 2023 | Employee Benefits, Health Insurance, Plan Design
In the ever-evolving landscape of employee benefits, small group employers are constantly seeking ways to provide comprehensive healthcare coverage while managing costs effectively. Enter the Individual Coverage Health Reimbursement Arrangement (IHCRA). In this blog...
by Bret Brummitt | Oct 7, 2023 | Employee Benefits, Health Insurance, HSA, Plan Design, Plan Design
Is Your HSA Plan a Barrier to Care? The Health Savings Account or HSA is a bank account. It’s a perfect way to save money for future healthcare expenses. An IRS-qualified High Deductible Health Plan is the requisite point of entry necessary to enroll in the...
by Bret Brummitt | Oct 6, 2023 | Employee Benefits, Plan Design
Many brokers say things like “Small group is just a commodity.” This makes our blood boil, as we believe small businesses deserve respect in benefits and we enjoy providing it to them. Brokers say it and insurance carriers say it. Heck, even industry insider authors...
by Bret Brummitt | Oct 6, 2023 | Employee Benefits, Plan Design
Unleash Your Inner Control Freak: Mastering Health Plan Costs In a traditional fully insured health plan, your company pays premiums to an insurer based on the number of enrolled employees. In contrast, a traditional self-insured health plan involves your company...
by Bret Brummitt | Oct 4, 2023 | Employee Benefits, Plan Design
Could a Professional Employer Organization (PEO) help streamline your company operations? Running a business is no easy task. From managing day-to-day operations to ensuring a happy and productive workforce, entrepreneurs often find themselves juggling multiple...