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You Received a Medical Loss Ratio Rebate – Now What?

You Received a Medical Loss Ratio Rebate – Now What?

by The Lawyers | Oct 22, 2022 | Compliance

Compliance Alert: Medical Loss Ratio Rebate Guidelines Many sponsors of fully insured health plans either already have or will soon receive checks from their insurance carriers, along with a notice informing them that the check is a medical loss ratio (MLR) rebate....
IRS issues 2023 health and fringe benefit plan limits

IRS issues 2023 health and fringe benefit plan limits

by The Lawyers | Oct 3, 2022 | Compliance, Uncategorized

Compliance Alert: 2023 Health FSA Inflation Adjustments On October 18, 2022, the Internal Revenue Service issued Revenue Procedure 2022-38 that sets forth various 2023 tax-related limits that have been adjusted for inflation.  The table below identifies updates to the...
Don’t be Surprised by 2021 Surprise Billing Protections

Don’t be Surprised by 2021 Surprise Billing Protections

by The Lawyers | Sep 28, 2022 | Compliance, Dept of Labor, ERISA, Labor Law, Plan Design

Compliance Alert: Additional Guidance Issued on Surprise Billing Protections The Consolidated Appropriations Act of 2021 (CAA) introduced numerous protections against surprise billing for plan participants that impact group health plans, health insurance issuers, and...
Tip 23: Skeletons in the Closet

Tip 23: Skeletons in the Closet

by Bret Brummitt | Sep 10, 2022 | 30 for 30, ACA, Compliance, Dept of Labor, Employee Benefits

Now is the time to make sure your Insurance Contracts match your Employment Practices   There are so many one-off agreements and handshake arrangements and special provisions granted to one employee or maybe a certain category of employees. Often when we review...
Tip 28: Low Cost High Impact of adding FSA and HRA plans

Tip 28: Low Cost High Impact of adding FSA and HRA plans

by Bret Brummitt | Sep 5, 2022 | 30 for 30, Compliance, Employee Benefits, Health Insurance, Plan Design

Tip # 28:  Add in a high-impact plan with low admin cost….think FSA or HRA   Employee Benefits are supposed to deliver value that an employee couldn’t easily re-create on their own. If you think in terms of only “products” that you can...
Tax Reduction Wellness plans

Tax Reduction Wellness plans

by Bret Brummitt | Aug 29, 2022 | Compliance, Dept of Labor, Employee Benefits, ERISA, Health Insurance, Plan Design

The FICA Reduction & Wellness Plan Scams are back again     1st a word from our Lawyers:    Beware of FICA-Reduction Arrangements using Wellness Programs It has come to our attention that certain arrangements are being marketed to employers that are intended to...
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