by Bret Brummitt | Dec 1, 2023 | Employee Benefits, Health Insurance, Plan Design
Higher quality can lead to lower costs We know we are at a Health Insurance crossroads, but what we don’t understand is whether to veer to the right or take a quick left exit off of our current trajectory. Or, should we plug on full throttle just a little...
by Bret Brummitt | Nov 28, 2023 | HSA, Plan Design, Plan Design
Maximize Your Tax Savings with an FSA, DCFSA, or HSA: Here’s How! Tax savings are always a welcome sight. And if you’re an employee with access to a company-sponsored FSA (Flexible Spending Account), Dependent Care FSA (DCFSA), or HSA (Health...
by Bret Brummitt | Nov 19, 2023 | Employee Benefits, Plan Design
Direct Primary Care Direct Primary Care (DPC) stands as a transformative force in healthcare. It offers a paradigm shift that champions lower costs, superior outcomes, and heightened satisfaction for both patients and providers. By working outside or around (but not...
by Bret Brummitt | Nov 1, 2023 | Compliance, Dept of Labor, Employee Benefits, ERISA, Plan Design
Avoid the Form 5500 Penalties Sales tactics based on fear are my most hated approach. Shamefully, they work. And the biggest one we see is the fear of Compliance used by some brokers to earn the coveted Broker of Record. But the fear is real. And so are the...
by Bret Brummitt | Oct 28, 2023 | ACA, ACA Reporting, Compliance, Data Analytics, Dept of Labor, Employee Benefits, ERISA, Health Insurance, Labor Law, Plan Design, Plan Design
ALE stands for Applicable Large Employer. Are you an ALE? Your company might be an “ALE” if: You employed on average 50 full-time employees during the preceding calendar year. You employed on average 50 full-time employees during the preceding calendar...
by Bret Brummitt | Oct 10, 2023 | Health Insurance, Plan Design, Plan Design
Share the Savings by Incentivizing Health Plan Participants Share savings with employees to incentivize smart healthcare choices! Our clients who have long-term success incentivize their employees and their family members to spend their healthcare dollars with very...
