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Should I Explore Self-Insured or Level-Funded Options?

Should I Explore Self-Insured or Level-Funded Options?

by Bret Brummitt | Sep 7, 2022 | 30 for 30, Data Analytics, Health Insurance, Plan Design, Plan Design

Should you Explore a Self-Insured or Level-Funded option instead of Fully-Insured?   The simple answer is yes.  You owe it to yourself and your company to make sure that you explore all options.  What you may find surprising is that this may actually be a really...
Tip 28: Low Cost High Impact of adding FSA and HRA plans

Tip 28: Low Cost High Impact of adding FSA and HRA plans

by Bret Brummitt | Sep 5, 2022 | 30 for 30, Compliance, Employee Benefits, Health Insurance, Plan Design

Tip # 28:  Add in a high-impact plan with low admin cost….think FSA or HRA   Employee Benefits are supposed to deliver value that an employee couldn’t easily re-create on their own. If you think in terms of only “products” that you can...
Tip 30: Know Your Milestones

Tip 30: Know Your Milestones

by Bret Brummitt | Sep 1, 2022 | 30 for 30, Data Analytics, Employee Benefits, Health Insurance

Tip # 30:  Create a Timeline & Focus on Your Major Milestones for Renewal   This may seem way too simple, but honestly this is just overlooked. You need a road-map, a timeline, your identified “Major Milestones for Renewal.” Your preparation for...
30 Tips for Your 2023 Renewal

30 Tips for Your 2023 Renewal

by Bret Brummitt | Aug 30, 2022 | 30 for 30, Employee Benefits, Health Insurance, Plan Design

The month of September offers you 30 days to stay proactive & prepare for your 2023 Health Plan Renewal.   In the past, we’ve shared 30 tips to help our employer audience get prepared and have a fantastic Renewal and Open Enrollment for the upcoming...
Tax Reduction Wellness plans

Tax Reduction Wellness plans

by Bret Brummitt | Aug 29, 2022 | Compliance, Dept of Labor, Employee Benefits, ERISA, Health Insurance, Plan Design

The FICA Reduction & Wellness Plan Scams are back again     1st a word from our Lawyers:    Beware of FICA-Reduction Arrangements using Wellness Programs It has come to our attention that certain arrangements are being marketed to employers that are intended to...
ACA Affordability Adjustment for 2023

ACA Affordability Adjustment for 2023

by Stacy Barrow | Aug 25, 2022 | ACA, Compliance, Dept of Labor, Employee Benefits, Health Insurance, Plan Design

Compliance Alert:  IRS Issues Affordability Percentage Adjustment for 2023 The Internal Revenue Service (IRS) has released Rev. Proc. 2022-34, which contains the inflation-adjusted amounts for 2023 used to determine whether employer-sponsored coverage is “affordable”...
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